Privacy Policy

Introduction and Scope

torinexalvio (ABN 47 123 456 789) operates under Australian privacy legislation, primarily the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This policy explains how we collect, use, store, and protect your personal information when you interact with our financial education platform and business growth services.

This policy applies to all interactions with torinexalvio, including our website at torinexalvio.sbs, educational programs, consultation services, and any communications you have with our team. We're committed to protecting your privacy while delivering valuable financial education and business development resources.

Information We Collect

We collect various types of information to provide you with personalized financial education and business growth services. Understanding what we collect helps you make informed decisions about sharing your information with us.

Automatic Data Collection

Our platform automatically collects certain information through cookies and similar technologies. This includes session data, page views, time spent on different sections, and interaction patterns that help us understand how you use our educational resources.

How We Use Your Information

We use collected information to deliver high-quality financial education and business development services. Here's how your data helps us serve you better:

• Provide access to educational courses and learning materials tailored to your business needs
• Send course updates, new content notifications, and educational newsletters
• Analyze learning patterns to improve our curriculum and teaching methods
• Respond to your inquiries and provide customer support
• Conduct research to develop new educational programs and services
• Ensure platform security and prevent fraudulent activities
• Comply with legal obligations and regulatory requirements

Marketing Communications

With your consent, we may send you information about new courses, upcoming webinars, and relevant educational content. You can unsubscribe from marketing communications at any time using the links provided in our emails or by contacting us directly.

Information Sharing and Disclosure

We don't sell your personal information to third parties. However, we may share your information in specific circumstances that support our educational mission or legal requirements:

Service Providers

We work with trusted third-party service providers who help us deliver our educational platform. These include hosting providers, email marketing services, payment processors, and educational technology platforms. All service providers are contractually bound to protect your information and use it only for specified purposes.

Legal Requirements

We may disclose your information if required by law, court order, or government regulation. This includes cooperating with law enforcement agencies or regulatory bodies when legally obligated to do so.

Business Transfers

In the event of a merger, acquisition, or sale of our business assets, your information may be transferred as part of the transaction, subject to appropriate privacy protections.

Data Retention Periods

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy and meet our legal obligations.

Your Privacy Rights

Data Security Measures

We implement comprehensive security measures to protect your personal information from unauthorized access, use, or disclosure. Our security framework includes both technical and organizational safeguards designed to maintain data integrity and confidentiality.

Technical Safeguards

Our platform uses industry-standard encryption for data transmission and storage. All sensitive information is encrypted using AES-256 encryption, and we employ secure socket layer (SSL) technology for all data transfers. Regular security audits and vulnerability assessments help us maintain robust protection against emerging threats.

Access Controls

We maintain strict access controls, ensuring only authorized personnel can access your personal information. Staff members receive regular privacy training and are bound by confidentiality agreements. Access is granted on a need-to-know basis and regularly reviewed.

International Data Transfers

While we primarily store and process your information within Australia, some of our service providers may be located overseas, including in the United States and European Union. When we transfer your information internationally, we ensure appropriate safeguards are in place through:

• Standard contractual clauses approved by privacy authorities
• Adequacy decisions recognizing equivalent privacy protection
• Binding corporate rules for multinational service providers
• Your explicit consent for specific transfers

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your experience and gather usage analytics. Cookies are small text files stored on your device that help us remember your preferences and understand how you interact with our platform.

Types of Cookies We Use

• Essential cookies: Necessary for website functionality and cannot be disabled
• Performance cookies: Help us understand how visitors use our site
• Functional cookies: Remember your preferences and settings
• Marketing cookies: Track your activity across websites for advertising purposes (requires consent)

You can control cookie settings through your browser preferences, though disabling certain cookies may affect website functionality.

Policy Updates and Changes

We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you through email or a prominent notice on our website at least 30 days before the changes take effect.

Minor updates, such as clarifications or formatting changes, may be made without prior notice. We recommend reviewing this policy regularly to stay informed about how we protect your information.